This will be the first contest for me, so I am excited to see everyone's work and to get my own out there.
WIP so far:
Concepting
I am going with a lighter armor style, just a breast plate strapped on and belt and boots. My idea is for her to have a dagger, and a mysterious wooden arm cannon-type weapon. That one just right out of messing around in ZBrush and I liked it.
Retopology of each part was done in ZBrush and Blender with a combination of ZShpere Retopology and Topology Brush, and Blender's snapping and BSurfaces (which is by far my favorite method).
UVs in Blender. I made the parts that will be covered a lot smaller because they will not be visible. I wanted to keep the underlying structure, though, because I feel it is important.