Thanks for the comments so far.
@alexanderjustin333: could you be a little more specific about the chest? Is it too chunky or something? Should I make the vest tighter to show off some curves? Also this was for a challenge on another site, brief was for a skinny / ectomorphic build.
@rokdem: Looking at it again, I think her body is a bit too long below the waist. I think that is what is making the hip look too low.
Just changed the arm for the moment, will work on the lower torso next.