You've done so much that's really neat. I love your colour pallet.
But if I can give you some advices. It's kinda weird for me that we don't see her second leg at all, you should try to make some natural holes in the algae skirt.
I'm not sure the relation between the glowy petals and her as clearly define as it should be. But I really enjoy the extra dynamism bring to the piece.
But the impact is clearly soften by the expression of the fire monster who is just chilling in the water without caring so much about them. If I could read his mind I could imagine something like "oh .. yeah .. here we go again".
But that's a really strong piece anyway I love it
First of all really cool character! I love how the moon looks in the sky but it caught my attention more than what's happening in the scene. I think you can focus a bit more on atmospheric perspective as everything kinda looks flat right now. Also, your character's knee looks a bit funny, kinda bigger than the thigh, maybe look at some reference for that, good luck!